Securing

GENERAL REQUIREMENTS FOR PROPERTY AND PRESERVATION OF PROPERTIES SECURED BY FHA INSURED MORTGAGES 

 


Specific Preservation Requirements

Securing:

Properties must be secured to prevent unauthorized entry and protect against weather-related damage. All exterior doors shall be secured. The mortgagee is also responsible for the following securing activities:

  • Replacing a broken window-pane (re-glazing), unless the opening is to be boarded;
  • Securing in-ground swimming pools;
  • Securing above-ground pools;
  • Securing hot-tubs and spas; and
  • Maintaining pools, hot tubs and spas.

Minimum Securing Requirements

  1. All windows and doors must be secured.
  2. Broken glass shall be removed from interior and exterior areas and replaced, unless the openingis to be boarded.
  3. Locks on the front and rear entry doors shall be rekeyed to random identical key codes.
  4. If there is a deadbolt lock on the main entry door replace the handle set. Key the deadbolt thesame as the handle set.
  5. Other entryways that provide immediate access to a living area, attached garage or basementshall be secured with a knob-lock, keyed the same as the front and rear entry doors. Or, if the secondary entryway has an existing deadbolt lock, re-key the deadbolt to the specifications of the front and rear entry doors.
  6. Document key-codes to the existing or replacement lock in the Mortgagee‟s Comments section of form HUD-27011 Part A, which must be provided to the MCM.
  1. Doors and windows must not be braced or nailed shut or the mortgagee will be held accountable for resulting damage. Replace locking mechanism on windows or doors, if inoperable or missing.
  2. Sliding glass doors should be double locked.
  3. Detached or attached garage doors and outbuildings shall be secured with a padlock and hasp ifno other locking mechanism exists.
  4. Unplug automatic garage door openers, when applicable. Garage doors should be left in such acondition as to allow for opening and closing without the use of the automatic garage dooropener. Leave the remote key(s)/transmitter(s) in a kitchen counter drawer.
  5. Display 24-hour emergency contact information including a toll free telephone number in afront window. This contact information shall clearly advise any person of interest, or someone who wants access to the property whom to contact.